How to Start Global Investment as a Beginner in 2025

Offering solutions & services to address a of financial issues

Synopsis

In 2025, global investment is no longer limited to the wealthy or seasoned investors. With digital platforms and liberalized policies, beginner investors can now diversify their portfolio internationally across U.S. stocks, global mutual funds, ETFs, and foreign real estate. This blog is a simple step-by-step guide for Indian residents and NRIs who want to start investing globally, even with limited experience.

Why Should You Invest Globally?

Global investing helps in:

Diversifying portfolio risk
Accessing high-growth markets like the U.S., Europe, and Southeast Asia
Hedging against domestic inflation and currency fluctuations
Participating in innovation-led companies like Apple, Google, Tesla, etc.

By starting early, even beginner investors in India can benefit from long-term global compounding.

How to Start Global Investing in 2025: Step-by-Step

1. Set Your Investment Goals

Before choosing international assets, ask:

Are you investing for long-term wealth creation?
Do you want currency diversification?
Do you plan to use these funds abroad (education, migration)?

Clear goals help you pick the right products, especially as a first-time global investor.

2. Understand the Investment Options

Here are beginner-friendly global investment options:

International Mutual Funds (offered by Indian AMCs)
Global ETFs via Indian or foreign platforms
Direct stocks (like Apple, Amazon, Netflix)
REITs and Commodities ETFs
Bonds in USD or EUR

Each has its own risk-return profile and investment horizon.

3. Choose the Right Platform

Options include:

Indian apps like Groww, Kuvera, Vested, and INDmoney
International brokers like Interactive Brokers or Charles Schwab
Banks with foreign investment tie-ups

Ensure the platform supports LRS-compliant foreign investments and low fees.

4. Use the LRS Route to Send Money Abroad

Indian residents can invest up to $250,000 per financial year abroad under the Liberalized Remittance Scheme (LRS).

Steps:

Complete KYC and PAN verification
File Form A2 with your bank
Transfer funds to a foreign broker’s account

For NRIs, this may vary based on their NRE/NRO account structure.

5. Be Aware of Tax Implications

Profits on foreign stocks are taxed as capital gains in India.
No indexation benefit on short-term gains (<24 months).
Tax treaties may allow credit on foreign tax paid.

It’s best to consult a CA for proper international investment tax planning.

6. Start Small and Stay Consistent

As a beginner:

Avoid putting all your savings in foreign markets
Invest systematically in global mutual funds or ETFs
Track performance quarterly, not daily

The key is long-term global wealth creation, not short-term trading.

7. Monitor Currency Impact

Remember, your returns in INR may change due to:

USD/INR currency fluctuations
Global economic factors

Still, this volatility is part of the reason for currency diversification benefits.

Conclusion

Starting global investments in 2025 is easier and more accessible than ever. You don’t need lakhs to get started just the right knowledge, platform, and a long-term mindset. Whether you’re in India or an NRI, diversifying beyond borders is the next smart step in your financial journey. Stay informed, begin small, and let global markets work for you.